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Homeownership Starts Here

Discover How FHA Loans Make Buying a Home Affordable and Simple – Even With a Low Down Payment or Less-Than-Perfect Credit.

Why Choose an FHA Loan?

Low Down Payments

Start with as little as 3.5% down—less than most conventional loans.

Flexible Credit Requirements

Qualify with a 580 credit score (or even 500 with 10% down).

Competitive Interest Rates

Save money over time with rates often lower than conventional options.

Refinancing Made Easy

Lower your monthly payments or tap into home equity with FHA refinance options.

What Our Clients Say

Do You Qualify for an FHA Loan?

Check These Simple Requirements to Get Started.
The minimum credit score for FHA loans is 580 for 3.5% down and down to 500 with 10% down payment.
The debt to income ratio limit is 56.9%.
A 2-year work history will need to be documented. 
FHA loans are for homes you’ll live in.