This Privacy Policy governs how FHALoans101.com collects, uses, maintains, and discloses information collected from users (each a “User”) of the https://FHALoans101.com website (“Site”). This privacy policy applies to the Site and all products and services offered.
Personal identification information
We may collect personal identification information from Users in a variety of ways, including, but not limited to, when Users visit our site, register on the site, subscribe to the newsletter, respond to a survey, fill out a form, and in connection with other activities, services, features or resources we make available on our Site. Users may be asked for, as appropriate, their name, email address, and phone number. Users may, however, visit our Site anonymously. We will collect only personal identification information from Users if they voluntarily submit it to us. Users can always refuse to supply personal identification information, except that it may prevent them from engaging in certain Site-related activities.
Non-personal identification information
We may collect non-personal identification information about Users whenever they interact with our Site. This information may include the browser name, the type of computer, and technical information about Users means of connection to our Site, such as the operating system and the Internet service providers utilized, among other similar information.
Web browser cookies
Our Site may use “cookies” to enhance User experience. A user’s web browser places cookies on their hard drive for record-keeping purposes and sometimes to track information about them. Users may choose to set their web browser to refuse cookies or to alert you when cookies are being sent. If they do so, note that some parts of the Site may not function properly.
How we use collected information
FHALoans101.com may collect and use Users personal information for the following purposes:
To improve customer service, your information helps us respond to customer service requests and support needs more efficiently. To personalize user experience, We may use information in the aggregate to understand how our Users as a group use the services and resources provided on our Site. To improve our Site, We may use your feedback to improve our products and services. We may only use the information Users provide about themselves when placing an order to provide service to that order. We do not share this information with outside parties except to the extent necessary to provide the service. To share your information with third parties: We may share or sell information with third parties for marketing or other purposes. To run a promotion, contest, survey, or other Site feature. To send Users information they agreed to receive about topics we think will interest them. To send periodic emails: If Users opt-in to our mailing list, they will receive emails that may include company news, updates, related product or service information, etc. If the User would like to unsubscribe from receiving future emails at any time, we include detailed unsubscribe instructions at the bottom of each email, or the User may contact us via our Site.
How we protect your information
We adopt appropriate data collection, storage, processing practices, and security measures to protect against unauthorized access, alteration, disclosure, or destruction of your personal information, username, password, transaction information, and data stored on our Site.
Our Site is in compliance with PCI vulnerability standards to create as secure an environment as possible for Users.
Third-party websites
Users may find advertising or other content on our Site that links to the sites and services of our partners, suppliers, advertisers, sponsors, licensors, and other third parties. We do not control the content or links on these sites and are not responsible for the practices employed by websites linked to or from our Site. In addition, these sites or services, including their content and links, may constantly change. These sites and services may have privacy and customer service policies. Browsing and interaction on any other website, including websites with a link to our Site, is subject to that website’s terms and policies.
Compliance with the children’s online privacy protection act
Protecting the privacy of the very young is especially important. Therefore, we never collect or maintain information at our Site from those we know are under 13, and no part of our website is structured to attract anyone under 13.
A2P 10DLC Compliance
Honey Badger Loan Officer fully complies with A2P (Application-to-Person) 10DLC (10-Digit Long Code) regulations for SMS messaging. We register our messaging campaigns and adhere to carrier requirements to ensure legitimate business messaging while maintaining consumer protections against unwanted messages.
Do Not Call Compliance
We comply with the National Do Not Call Registry and maintain an internal Do Not Call list. Users may request to be added to our list by contacting us at [email protected], and we will promptly honor such requests.
Changes to this privacy policy
FHALoans.com can update this privacy policy at any time. When we do, we will revise the updated date at the bottom of this page. We encourage Users to frequently check this page for any changes to stay informed about how we are helping to protect the personal information we collect. You acknowledge and agree that you must review this privacy policy periodically and become aware of modifications.
Your acceptance of these terms
By using this Site, you signify your acceptance of this policy. If you disagree with this policy, please do not use our Site. Your continued use of the Site following the posting of changes to this policy will be deemed your acceptance of those changes.
Text Messaging
All the above categories exclude text messaging originator opt-in data and consent; this information will not be shared with third parties. Text messaging opt-in data is not being shared with third parties.
SMS Terms and Conditions
By providing your mobile phone number, you consent to receive SMS messages from FHALoans101.com about updates or notifications. Message frequency may vary. Standard message and data rates may apply depending on your carrier. You may opt out of receiving SMS messages at any time by replying with “STOP” to any SMS message you receive from us. For help, reply with “HELP” to any SMS message you receive, or contact our customer support team at [email protected]. Our Privacy Policy will handle your phone number. We do not sell or share your phone number with third parties except as the law requires.
Contacting us
If you have any questions about this Privacy Policy, the practices of this site, or your dealings with this site, please get in touch with us at: [email protected]
This document was last updated on March 20, 2025
